Adverse selection is the process of making a decision without having all of the knowledge needed. It is a term commonly used in the insurance industry, when applicants withhold information from an ...

Here are the key figures. 59 percent of non-elderly adults who selected an exchange plan were older than 45, compared to just 32 percent of the uninsured population: a skew of 27 percent. On the other ...

Life insurance is all about risk management. The thing is, most people think buying life insurance is black and white. You want protection, you buy a policy. But insurers know it’s far more ...

I'm afraid we're all just going to have to adjust to the fact that it's going to be All Healthcare, All the Time until the August recess. So: onto adverse selection. Adverse selection is the idea that ...

As the Senate prepares to consider health-care reform legislation, a key policy issue remains unsolved: how to prevent what industry insiders call “adverse selection.” The bills under consideration, ...

This one gets a little wonky, but the subject matters. In reflecting on last week’s Baltimore conference, I keep circling back to a couple of points. One is about “white-labeling,” which I will ...

For years, operations departments have used adverse selection principles to allocate resources, often deeming small projects unworthy of enterprise computing power. Today, though, the cloud makes ...

Have I got a deal for you! I've got this great used car, and I might be willing to sell. The actual value of the car depends on how well it has been maintained, and this is known only to me; expressed ...